Sports CLub

We provide comprehensive commercial combined sports club insurance for clubs across the country. Using a broker is a necessity to get the right cover for the right price.

Sports club insurance offers a wide range of insurance types, suitable for both clubs with permanent premises and those without.

Why do I need Sports Club Insurance?

Insurance will cover you if an incident or accident occurs at your sports club. If a customer or member of staff is involved in an accident, or if your property experiences damage, the policy will protect you from the financial impact these incidents could cause.

Buildings and contents

Make sure your property and belongings are covered against accidental damage, loss or theft. You may think ‘damage’ simply relates to fire or flooding, but accidental damage is always a risk when you invite members of the public to your business premises. We’ll protect you against this kind of damage.

Business Interruption

In the event of an accident or incident that forces you to close your doors temporarily, you’ll need financial protection. We’ll cover you
while you get up and running, which allows you to pick up where
your club left off.

Money and Stock

We’ll protect you in the event of theft of stock or money
from your club, or while in transit.

Public Liability

If a member of the public makes a claim because they’re suffered
an injury due to your negligence, you could be facing a hefty claim. Legal fees and compensation payouts can be costly. Let us foot the bill.

Employers’ Liability

If you have one or more employees, it is a legal requirement to have Employers’ Liability cover in place. This cover will protect you against employee claims, if a member of staff or volunteer suffers from an injury or illness while at work.

Additional cover

Management Liability, Loss Recovery Insurance, Cyber Insurance and Terrorism Insurance are just a small selection of additional covers to consider. We’ll work closely with you to tailor your policy, making sure you’re covered for all eventualities.



All sports clubs require: 

  • Public Liability Insurance
  • Employers’ Liability Insurance
  • Personal Accident Cover
  • Management Liability Policy
  • Material Damage Insurance
  • Business Interruption Insurance
  • Machinery Insurance

If your policy does not have one of these covers, contact us today for a free intensive check-up.

Whether a member of your club or an employee makes a claim against you, or your building or belongings is damaged, you can rest assured that our insurance policy will protect you.

Why work with a specialist sports club insurance broker?

Club Insure knows your sector inside out. We understand that each sports club has individual needs, which is why we tailor each insurance package. When you work with us, you can rest assured that your sports club is covered by insurance suited to the protection you need. 

Liability issues, licensing laws and regulatory changes continue to impact sports clubs. We have a keen interest in the industry and respond to any industry news or changes with immediate effect. 

We’re not just specialist insurance brokers: we’re specialists in your industry. We care about the longevity of sports clubs and the people who work hard to make your club what it is. We’re passionate and dedicated to protecting sports clubs just like yours. 

Our in-house claims team and risk management specialists are here to provide additional help and reassurance, too. We’ll help you to control potential risks but, if the unexpected does happen and you need to make a claim, we’ll negotiate the process with you from start to finish. 

One in four clubs will make a claim this year

Would you be happy playing a game of chance on 1 in 4 odds? Or do you want to ensure you are protected all year round?

The good news is that sports club insurance is your safety net. It provides the cover you need for life’s ‘what ifs’. 

With an average claim amount of £5,700, most clubs can’t afford not to have sports club insurance. An even heftier claim, such as flood damage or loss of licence, could put your club out of business. Club Insure don’t want that to happen…

If you’d like to find out more about our bespoke sports club insurance, get in touch with the team


Club Insure provide comprehensive commercial combined policies for our sports club clients.

This type of policy includes:

  • Buildings and Contents insurance
  • Stock insurance
  • Business Interruption insurance
  • Money and financial insurance
  • Employers’ liability insurance
  • Public Liability insurance

All clubs, with or without a premises, need commercial combined sports club insurance, and who would benefit more from purchasing the covers individually.


It should do, if the pitches or playing fields are within the ‘grounds’ of your sports club. There will be clarification of the extent of your cover in your policy wording. If you’re unsure, you can speak to your Club Insure account handler.

Your sports club will need cover all year round. The more important issue with seasonality isn’t reducing cover for off-season, but making sure that you have automatic increases during peak.

Some of our policies include automatic stock increase cover, or cover for extra cash stocks at the busiest times/events of the year. Check your policy wording or ask one of the Club Insure team for more information on these types of cover.

You’ll most likely need specialist cover for any sports players. You may even need member-on-member cover depending on the type of sport played at your club. Again, the best thing to do would be to discuss your needs with a Club Insure team member who can tailor your policy.

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