Certain insurance policies are essential for sports clubs, but not all solutions will provide the level of service and cover that Club Insure can. Our specialists understand the needs of sports clubs, and that none of them are the same, requiring their own solution.
We will negotiate with insurers on your behalf, using our relationships to ensure we can offer you a suitable policy at an appropriate premium. Your dedicated handler aims to understand the needs of your business – what cover you need, and what you don’t.
It’s why so many sports clubs work with Club Insure.
Claims can happen to any club, at any time. Make sure your sports club is protected against the unknown by contacting a Club Insure specialist to discuss the appropriate insurance solution for your club.
“The Club has used Club-Insure for several years. As the newly appointed Club Secretary, I found them to be very helpful in explaining the existing insurance arrangements, as well as being very proactive in suggesting changes – for example, revaluing our trophies to reflect the rising cost of silver over the last years. The whole process of renewal was managed very professionally by Club-Insure. I feel very comfortable that we are in safe hands and recommend them highly.”
Cardigan Golf Club – July 2026
A theft or fire can be disastrous for a club and is always unexpected. Insurance through a dedicated broker is a recommended option for recovering from these calamities.
Unexpected claims can have large financial impacts on clubs, which means appropriate cover is essential. Large claims, such as flood damage or Loss of Licence, could put your club out of business if it doesn’t have sufficient financial reserves, or the right insurance in place.
Some policies, including Employers’ Liability insurance, are essential if you employ staff, and may in some instances be required even if you only use volunteers. Many facilities are also requested to have Proof of Public Liability.
The type of sports club insurance you have is also a consideration you should think about. Sports clubs should look to adequately cover all areas of their clubhouse which could result in a costly claim through damage or theft to elements such as the roof, trophies, the bar and the furniture. Security is also a huge consideration, playing a large role in the risk management procedures of sports clubs.
Sports club insurance with Club Insure will involve a specialist walking you through the legal requirements of your cover, and we will work alongside you to ensure you have appropriate cover.
If a member of the public makes a claim because they suffered an injury due to your negligence, you could face high costs. Legal fees and compensation pay-outs can be expensive. Can your club survive a drawn-out legal battle? Make sure you have the cover and knowledge on hand to deal with possible contingencies subject to policy terms, conditions and exclusions
If you manage one or more employees, it is a legal requirement to have Employers’ Liability insurance. This cover can protect you against claims made by a member of staff who has suffered from an injury or illness at work subject to policy terms, conditions and exclusions.
In the event of an accident or incident that forces you to close your doors, you may need financial protection. Business Interruption Insurance can cover you up to an agreed amount while you get back up and running subject to policy terms, conditions and exclusions.
In the event of an accident or incident that forces you to close your doors, you’ll need financial protection. We’ll cover you while you get back up and running.
Insurance types including management liability, loss recovery, Cyber insurance, Terrorism insurance, all can be added to your portfolio. We’ll work closely with you to find the appropriate policies, making sure you’re covered for your requirements.
If your current policy does not have one of these covers, or if you feel your cover is not sufficient contact us today and our team can conduct a review of your current insurance portfolio to asses if we can improve your cover.
Thanks to over 25 years’ experience, we have seen clubs of all shapes and sizes. We work with clubs to ensure they have the correct risk management solutions in place. When you work with us, you can rest assured that your sports club is covered by insurance suitable for the protection you need.
Liability issues, licensing laws and regulatory changes continue to impact sports clubs. As a specialist broker, we continually work to understand the sector. We will be able to update you before changes happen to help make sure you are fully protected.
Our in-house claims team and risk management specialists are here to provide additional help and reassurance, too. We’ll help you to control potential risks but, if the unexpected does happen and you need to make a claim, we’ll help you through the process from start to finish.
Club Insure one of the country’s leading insurance brokers for clubs. We work with a range of insurers to make sure our customers are covered by the appropriate policy if the unexpected happens.
Our specialist risk managers will assess your club, offer advice and help to make sure you have the right control measures in place to minimise risk at your sports club. You’ll also have access to an extensive online library that’s full of relevant resources such as checklists and inspection documents that are designed to support good record keeping and help the club respond to liability claims.
If you do have to make a claim, don’t worry! We have a specialised team of claims specialists who’ll support you through the process from start to finish. So even if the worst does happen, we’ve got your back.
Sports clubs may need a combination of covers; the appropriate insurance will depend on the club’s circumstances. Our team will work alongside you to understand your risk exposure and help you to select appropriate covers.
If a member of the public is injured and if it is thought to be due to negligence, then a claim could be brought against you. Public Liability can protect you against financial repercussions subject to policy terms, conditions and exclusions, and using Club Insure as your broker will provide you access to our experienced claims team.
If your sports club is a football club, the FA rules that all club must have Public Liability and Personal Accident insurance. These insurance types cover the cost of legal action and compensation claims made against your business. Protecting your employees and volunteers is essential; as a business owner you may be liable for accidents or injuries that occur on your premises. Talk to us and provide us with information so we can suggest what cover you may require.
It should do, if the pitches or playing fields are within the ‘grounds’ of your sports club. There will be clarification of the extent of your cover in your policy wording. If you’re unsure, you can speak to your Club Insure account handler.
Your sports club should consider retaining cover throughout the year, even during off-season. The more important issue with seasonality isn’t reducing cover for off-season, but making sure that you have automatic increases during peak.
Some of our policies include automatic stock increase cover, or cover for extra cash stocks at the busiest times/events of the year. Check your policy wording or ask one of the Club Insure team for more information on these types of cover.
You’ll likely need specialist cover for sports players. You may even need member-on-member cover depending on the type of sport played at your club. Again, an appropriate thing to do would be to discuss your needs with a Club Insure team member who can help you source suitable cover.
