Golf Club Insurance

Insurance for Golf Courses.

We Putt You First.

About Golf Club Insurance at Club Insure

Club Insure is a leading provider of comprehensive golf club insurance policies, designed to protect golf courses and golf clubhouses. We work with a panel of ‘A’ rated specialist golf insurers to make sure our customers are comprehensively covered if the unexpected happens.

We offer a unique risk management package to golf clubs. Our team of specialist risk managers will visit and assess your club; offering advice and helping to make sure you have the right control measures in place to minimise risk at your golf club. You’ll also have access to our extensive online library that’s full of relevant resources such as checklists and inspection documents that are designed to help you defend yourself against spurious claims.

If you do have to make a claim, don’t worry! We have a specialised team of claims experts who’ll handle the process from start to finish. So even if the worst does happen, we’ve got your back.

We provide Specialist Golf Club Insurance for golf courses and clubhouses

Our golf business insurance for golf courses is the best on the market. Club Insure provide great terms, comprehensive cover, and financial security. Our team are lifelong golfers themselves, and understand the needs and worries of golf course operators. 

With over 20 years insuring golf courses, our experienced team deliver the best possible support. We are trusted to insure the world’s most prestigious golf courses, as well as smaller local golf clubs and community-run clubs. – Go to Club Insure’s Case Studies and Testimonials.

We tailor our insurance offering to your needs. No golf course is the same – From public liability insurance, to building and contents cover, to business interruption, or cyber insurance; your course will have it’s own unique risks. We use our relationships with the UK’s top insurers to ensure you get the best cover for the best price.

If you’d like to ask us any questions, our dedicated account managers will be more than happy to help. You can submit a message above or call us on 0344 488 9204 and talk directly to an expert today.

Essential Golf Course Insurance Covers

Our golf course insurance covers will protect against a list of eventualities:

Falls and Injuries at the Premises-01

Falls and injuries at the premises

Fire Damage to Premises-01

Fire Damage to Premises

Flooding and Water Damage-01

Flooding and Water Damage

Unlicensed Vehicles-01

Unlicensed Vehicles

Business Interruption-01

Business Interruption

Theft and Vandalism-01

Theft and Vandalism

Golf ball damage to Third Party Property-01

Damage to Third Party Property

Legal Fees and Court Judgements-01

Legal Fees and Court Judgements

Why do Golf Courses need a Specialist insurance broker?

Using a specialist insurance broker is the best way golf courses can manage their risks. For a full breakdown on why using a broker is essential for golf clubs, see our article: Using a Broker: Start to Finish

You may regard golf as a safe sport due to it not involving bodily contact as opposed to sports like football and rugby. However, it does have other risks that can be equally as harmful. If bodily harm was to happen to a player or employee they could make a large claim against your golf club. Without suitable insurance in place, a claim could pose enough financial strain to close a club.

You’ll also need to protect yourself from theft and damage. You may think equipment is safe within your golf club, but it is often targeted due to people being aware that equipment and buggies are regularly left unattended. It has even become more common for just the buggy battery to be stolen.

If your assets are damaged or destroyed you’ll need suitable insurance to cover the financial strain that is caused. This way you’ll be able to get back up and running in no time. Insurance broker will warn of emerging risks to be aware of, and are able to negotiate with insurers to get you the best possible premium.

As well as providing coverage for building and contents insurance, golf club insurance policies will include public liability cover and also personal accident cover. All Club Insure’s comprehensive policies ensure you’re completely protected, no matter the situation.

Club Insure clients recieve further benefits; such as our unique Risk Management package. You’ll have access our extensive online library that’s full of relevant resources, including checklists and inspection documents that are designed to help you defend yourself against spurious claims. We also provide HR, health & safety, and fire and food safety guidance.

Yes. All machinery vehicles and equipment owned by the golf club are covered with our specialist machinery and equipment insurance. Golf course insurance at Club Insure can include a wide range of extensions, from golf buggy insurance to greens cover to club shop equipment insurance. Each of our policies are unique and tailored to your club, as we know no club is the same. Each golf course has different need and requirements.

Whatever your needs, we will design a policy which suits. With Club Insure, the customer comes first. Be it golf buggy insurance or building and contents insurance, our motto still stands – We Treat Our Customers Exceptionally.

We can provide assistance with payments through our monthly payment plan which is provided by a third party finance provider. This helps spread the cost of your premiums in order to spread out your payments and make them more manageable. If you’d prefer to pay for your insurance in full we can also arrange this for you too.

If you’d like to ask us any questions, our dedicated account managers will be more than happy to help. You can submit an enquiry via our contact form or call us on 0344 488 9204.

See what our clients say about us:

Exclusive Golf Course in Surrey says:

"Initially we were impressed with Club Insure’s approach. Kingsley was excellent, respectful of time and not too pushy. During his visitation, he was balanced in his opinion, gave straightforward advice, and ultimately we felt his time with us added value. Club Insure were very thorough and patient in their explanations, which are qualities we believe are very important when working with a broker. They didn’t over promise and under deliver; they gave us the honest truth.”

“Amy, our account handler is always accessible and excellent in her assistance. Whenever I call, Club Insure have been available and Kingsley makes sure to return my calls the same day. I would 100% recommend Club Insure to other golf clubs.”

Top 100 course in Southport says:

"We’ve worked with Club Insure for a number of years now, and their support has been invaluable throughout that time. We’ve always felt safe in the knowledge that the cover they have designed for us fits our needs exactly, which is the reassurance I think you can only get when working with a specialist broker."

"But the thing that really sets Club Insure apart is the face-to-face service. For everything from our annual renewal, to helping us review our security and health & safety, and site visits whenever they’re required. It’s reassuring knowing that we’ve got a dedicated point of contact who knows our club at the end of the phone and they are able to visit us whenever we need them. I’d have no hesitation in recommending Club Insure to any golf clubs looking for a specialist, dedicated broker."

- Chris Williams, Club Secretary, Hillside Golf Club

FAQs

Golf courses need to be able to cover grounds, staff, machinery, the public, members, clubhouses and facilities. They do this by taking out the relevant policies. They include Building and contents insurance , grounds cover, personal accident cover, public liability insurance and employers’ liability insurance. Further covers include business interruption protection and cyber insurance. A one-size-fits-all policy will not do! CLub Insure provides a bespoke visitation service to determine your risk and will quote the level of cover your golf course requires.

Yes, if the golf pro shop is located on your premises and connected to the club, it will be covered on the golf course insurance. The building of the pro shop will be covered by the building and contents insurance, as will the products and clubs in the shop.

The threat of vandalism by motorbike and quad bike users is ever-present for many UK sports and social clubs. The most grievously affected are golf clubs and cricket clubs, a target of dirt biker gangs, who are victim to antics at least once a year, perhaps once a month.

At Club Insure, we are conscious of this rising issue affecting clubs. Scheme Manager Mark Dearden lists a few methods sports and social clubs can put in place to help stop biker vandals here.

 

Do you have any questions? We’re more than happy to help.