Excess Protection – Prevention rather than a cure

How to protect your excess in the event of a claim? Here at NDML & Club Insure we have negotiated an exclusive insurance product that refunds the excess paid on a commerical insurance policy.

What are the Commercial Excess Protection cover limits? We can provide a policy which can refund excesses of £300, £500, £1000 or £2,500 aggregate limits per year.

What is the period of cover? The policy continues until the excess protection cover limit is used up or at expiry, whichever occurs first. The period of cover is 12 months.

Which commercial insurance policies are covered?

  • Commercial combined and property
  • Offices, retail, hotels, restaurants
  • Employers, public, products liability
  • Personal accident, travel

How to get a quotation?
This policy can be purchased at any time during the policy period, it does not need to be purchased at inception or renewal, but can be bought to protect future claims not claims that have occurred.

Premiums are very competitive and affordable, starting from as little as £55 + IPT.

Who would benefit from this type of policy?
Many of our clients due to the industry they are in experience a high number of spurious Public Liability claims, some may be genuine others are questionable, can you afford the risk of paying an excess every time a new claim comes in?

Multiple operators would also benefit as you can purchase up to 3 separate policies (with no restriction on the number of venues which are insured)

Clients in high flood / crime risk areas – with the weather being as unpredictable as it is, you will have peace of mind that in the event of a claim you can recover your excess.

*Terms & Conditions apply

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Club Insure Ltd

Club Insure Ltd