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Rugby Club Insurance

A winning try with Club Insure Rugby Club Insurance

Every rugby club is different. From small community clubs to large premises with function facilities available to hire, your club will have defining features and unique risks. So it’s important to work with a broker experienced in supplying rugby club insurance, and one who will take the time to understands your club’s specific needs.

When you work with Club Insure, you can rest assured you won’t be covered with off-the-shelf insurance. We’ll pay you a personalised visit to get to know you and discuss your requirements. That will help us to find you the best possible policy for the most affordable price. 

Club Insure partner, Kevin Sinfield, discusses the importance of grassroots rugby

Club Insure sat down with Kevin Sinfield who spoke about the life lessons grassroots rugby instills in children. He also notes the drop in participation numbers for various team sports and what we can do as a society to improve.

"Grassroots sports, in particular rugby, does a wonderful job in setting young men and women up to have wonderful lives."

Watch the full interview, Kevin Sinfield: Life Lessons, here .

–  Kevin Sinfield, England Rugby Defence Coach. 

Club Insure's mission to protect rugby clubs

We understand the importance of rugby clubs to the local community. Our specialist Rugby Club Insurance provides you with the protection and support you need. Club Insure’s award-winning team are on hand to help answer any queries. We take pride in delivering exceptional service for our customers and really getting to know the clubs we work with. So, whatever support you need, you can rely on us.

Our flexible, tailored schemes provide a range of covers. Fully comprehensive covers are adjustable, adaptable and unique, capable of provide your club with all the protection it needs, and none you don’t.

Learn more about the advantage of Club Insure

What cover is included in rugby club insurance?

Protect your members, visitors, employees, club facilities and grounds with the following types of cover:

Buildings, Contents and Grounds

Your clubhouse is a second home to many of your customers. Without your clubhouse and pitches, there’s no rugby played or money spent over the bar. The cost of repairing buildings, posts and pitches could spell the end for your club if you’re not adequately insured. Highly expensive and highly weather dependant. Rugby pitches, clubhouses and grounds often require regular maintenance. Risks come in all shapes and sizes, we are dedicated to making sure your ground is covered for any eventuality.

Machinery and Equipment

Many rugby clubs have expensive machinery and equipment on site. If your equipment is stolen, lost or damaged, the cost of a replacement could be crippling. Think of the grounds-keeping equipment and scrummage machines that your club use day-to-day. Machinery and equipment cover helps you replace or repair without crippling costs.

Personal Accident

Rugby is a heavy contact sport. Not many other sports come close. We can offer player-to-player cover and protect against accidents and injuries. If a player gets accidentally injured, Personal Accident cover will offer individual cover for loss of income or the cost of treatment.

Public Liability

This will protect you should a member of the public make a claim against you. Accidents happen, but you don’t want to foot the bill for hefty legal fees or compensation settlements.

Employers’ Liability

It’s your duty of care to look after employees and volunteers. That’s why Employers’ Liability insurance is a legal requirement. If your employee falls ill or has an accident as a result of your negligence, you’ll need adequate cover in place.

What Insurance policies are specific to rugby CLubs?

Rugby Training Aids

£2,500 cover

Rugby Kit and Balls

Available whilst away from premises - £5,000 cover

Scrummage Machines

£5,000 cover

Rugby Posts

£2,500 cover as standard - increased limites up to £15,000 cover

Floodlights

£25,000 cover

Rugby Club Insurance facts

8.6 MILLION SPORTS INJURIES OCCUR EACH YEAR.
ONE THIRD ARE WHILE AT A SPORTS FACILITY OR FIELD.

90% OF ATHLETES REPORT SUSTAINING A SPORTS-RELATED INJURY.
CLUBS ARE LIABLE FOR ALL INJURIES SUSTAINED ON PREMISES.

38% OF CLAIMS MADE ARE BECAUSE OF THEFT/BURGLARY

WEATHER-RELATED CLAIMS MAKE UP 15% OF ALL CLAIMS MADE

The advantage of Club Insure

We don’t just negotiate fantastic rugby club insurance. We genuinely care about the sports industry and go above and beyond to support our customers. Our team will visit your club and really get to know you, so we can offer the best personalised advice.

  • Monthly payment plans available to help spread the cost of your policy 
  • Experienced team of insurance specialists on-hand to help you 
  • Face to face reviews with your dedicated account executive
  • In-house claims management team, to look after the claims process if the unexpected happens
  • Risk management services available to help further protect your rugby club and its people

We genuinely care about your club, and will always go the extra mile to help. Insurance shouldn’t be a necessary evil, it should play a vital part in your club’s business. 

FAQs

It should cover your pitch, if the pitch is within your grounds. There will be clarification of the extent of your cover in your policy wording. If you’re unsure, you can speak to your Club Insure account handler.

Rugby is a very intensive sport, we recommend you have player-to-player personal accident insurance. We can offer personal accident cover within your rugby club policy. Again, the best thing to do would be to discuss your needs with a Club Insure team member who can tailor your policy.

There are multiple policies included in our rugby insurance portfolio. Public liability, employers’ liability, building, contents and grounds cover, personal accident and equipment cover all are included.

For a bespoke policy tailored to the needs of your club, contact Club Insure.

To arrange a
no-obligation, confidential review please get in touch