Cocktail & Late Bar Insurance

Why risk placing your Cocktail Bar & Late Night Bar Insurance with a broker who doesn’t specialise or understand the late night leisure sector.

NDML are at the forefront of the late night leisure insurance market. They are now in the 20th year of trading and acting for hundreds of independents and multi venue operators throughout the UK.  NDML now looks after over 500 late night venues alongside 3500 sports and social clubs.

Don’t just take our word for it:

“NDML have attended our managers meetings to answer questions and help with our training, which means we know what information to collect at the time of an incident”. “I have been with NDML through several businesses and our business is built on relationship and we consider NDML to be a very valued partner”

Toby Rolph, Director, Be At One

Being a specialist provider allows us the flexibility to offer the highest levels of customer service and most extensive cover at competitive prices.

Why do you need cocktail bar and late bar insurance?

In a society that is heavily influenced by the “no win, no fee” culture, it is increasingly important that companies trading in the leisure industry have adequate insurance cover for all aspects of their business.

There is an increase in risk within this industry due to the involvement of alcohol. There’s risk that your property could experience damage or that a third party could injure themselves whist both sober or under the influence of alcohol or other substances.

You need to ensure that your cocktail or late night bar establishment is protected should there be an incident that means your building is not operational. The two most common causes of business interruption are due to a fire or floor. Situations such as a burst pipe or electrical fault that causes a fire are not always predictable so it’s unquestionably wise to make sure you’re covered.

What will the insurance cover?

NDML not only support you in person but we promise to help reduce your insurance costs by providing checklists and inspection documents that are available through our Risk Management Package. We’ll make sure that you’re protected against spurious claims.

You’ll be protected with public liability insurance for third party injury claims. You’ll also have employer’s liability as this is a legal requirement if you have one or more employees.

Protecting your assets is crucial to any business, so we can cover your buildings and contents, and when needed lighting, entertainment and sound equipment. Business Interruption cover is in our opinion a must so that any interruption to your business from an insured peril will mean that your business can still meet its financial obligations.

Cash cover is always important as is fidelity guarantee (theft from employees) and loss of licence cover. If you lost your entertainment licence or liquor licence you wouldn’t be able to open your venue.

As we’re specialists we can provide extensive packages to ensure you’re completely covered.

From damaged property to customer injury, it’s vital to make sure you’re covered for any eventuality – no matter how small.

For further information, to arrange a confidential face to face review or to speak to one of our experts – simply fill out the contact form or call 0344 488 9205.